We Need... 1. ...the wisdom of God vs. the wisdom of our culture 2. ...a plan 3. ...a structure for the plan 4. ...discipline to work the plan 5. ...to know that God has already provided what we need to make our plan work---and to be a blessing to others! (41:53-57) Footnote: Suggested reading- Family Finanical Workbook by Larry Burkett Financial Peace: Restoring Financial Hope to You and Your Family by Dave Ramsey